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February 26, 2021

Competitive Bids – Why You Should Get 3

Competitive Bids – Why You Should Get 3

by Vincent Carneglia / Monday, 29 April 2013 / Published in Home Improvement, Home Page, Remodeling, Truth & Lies
Competitive estimate from VCG Construction

When hiring a contractor for your renovation or building project a good practice is to get three competitive bids.

In my opinion as an informed consumer you should not even consider a contractor to submit his proposal without seeing a certificate of the proper insurances. Liability insurance is very important but you should also require workers compensation with any competitive bids if there will be employees of the contractor or subcontractors present. Generally a contractor that fails to acquire these necessary insurances will always be able to estimate a project less expensively because they lack the cost of these insurances. In this case less expensive is definitely not better, and surely doesn’t make for a competitive bid!

Any contractor serious about performing quality work would never even consider doing business without proper insurances.

If any unforeseen accidents occur “ie” electrical fire from improperly installed wiring, or a flood from improperly installed plumbing you would be left holding the bag hoping that you homeowners insurance will cover the damage. Even if they do you could possibly see an increase in your insurance premiums! Worse off could be in the event if one of the contractors employees or subcontractor got hurt at your location, you could find yourself involved in a lawsuit to cover medical expenses which should be covered by your contractors insurance!!

This is definitely an instance where cheaper doesn’t always equal better, that’s why they are called accidents because you just don’t know what may happen, and in our experience a ounce of prevention is worth a pound of relief!!

Do you think it’s important for the contractor you hire to not only have basic liability insurance but workers compensation? Maybe you disagree with us, or maybe you have further questions about getting a competitive bid for a remodeling project? Leave us a Comment and get the conversation started!

About Vincent Carneglia

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